Calculate how much passive income your investment portfolio can generate. Plan for retirement income.
Calculate monthly income from your investment portfolio.
Estimate your passive income stream with the Investment Income Calculator. Whether you're planning for retirement or building wealth, understanding your income potential is essential.
Investment income allows you to earn money while you sleep. Dividend stocks, bonds, and REITs can provide reliable income streams, and understanding your portfolio's yield helps plan for financial independence and retirement.
Yields vary by investment type—diversification provides stability.
$500,000 portfolio at 4% yield: Annual income = $20,000. Monthly income = $1,667. Combined with Social Security and pensions, this can fund comfortable retirement.
| Asset Class | Typical Yield | Risk Level |
|---|---|---|
| High-Yield Savings | 4-5% | Very Low |
| Treasury Bonds | 4-5% | Low |
| Dividend Stocks | 2-4% | Moderate |
| REITs | 4-8% | Moderate-High |
Related tools: Investment Calculator for portfolio building, Retirement Calculator for planning, and SWP Calculator for withdrawal strategies.
Annual Income = Portfolio Value × Dividend/Interest Yield. $500K at 4% yield = $20,000/year or $1,667/month. Diversify across asset classes for reliable income.
4-5% is sustainable long-term. Higher yields (6%+) often indicate higher risk. Balance yield with capital preservation—you need income for 20-30+ years in retirement.
At 4% yield: $1,000/month × 12 ÷ 0.04 = $300,000 needed. At 5% yield: $240,000. At 3% yield: $400,000. Higher yield = less principal required.